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All Things Spinning

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Are you from Boston and looking for that perfect holiday gift?  Then look no further than my husband’s children’s book, Sully the Squirrel Explores Boston.  It is a well-researched, humorous, and beautifully illustrated tour through the great and historic City of Boston told through the eyes of Sully the Squirrel, a curious little squirrel that has a passion for adventure and is nuts for history (get it?)!  Read on for pictures.

Peloton recently announced that you could now finance the purchase of a new Peloton bike.  Is it a good deal? Here are my thoughts:

Buy Without Financing:  As detailed in my earlier  Peloton App blog purchasing a Peloton bike without financing costs about $3,000 when you add in delivery, $468 class subscription fees for the first year ($39 per month), $125 for clip-in shoes, exercise mat, etc.  Way outside of my budget.

0% APR Financing:  While a 0% down APR sounds like a great detail, the devil is in the details.  For qualified buyers, Peloton allows  you to make 39 monthly payments of $64 for the Peloton Bike+ or $49 for the Peloton Bike (the original). In addition to the cost of the bike, shoes, etc. to qualify for the 0% financing you need to commit to a 39-month class subscription of $39/mo. totaling $1,521.   By my math the grand total over the 39-month period will be almost a $4,053 – $4,455 commitment when you add all the extras.

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